links with embedded anchors

[backpackin]

how can i link to another page, but instead of it opening at the top of the page, open to a lower section of the page. i know i have to use anchors... but i'm not quite sure how to impliment them in this situation. thanks very much guys (and gals!).

://shine like mad
//:matt

[Charles]

And if you are still at a loss, see http://www.w3.org/TR/html4/struct/links.html.