A new hosting site using third party shopping cart scripts is having massive problems with paypal fraud. I cant see anyway around this except only taking credit card orders.
This is the setup and scenario so others dont fall foul
The site contains automatic domain purchasing and host activation after paypal returns OK payment.
So fraudulent payment is made to buy hosting for xyz.com
Paypal returns OK
Automation sets up hosting, including buying the domain under the fraudulent details given in step 1.
Paypal receive a request to not authorize payment due to fraud.
Refund given without question
I see no way get away from this as all the checking is done by paypal, which is to be honest useless. Even a real verified person could do this, telling paypal your account was used without you knowing.
Right now the reason im posting here.
This is a UK company (if it makes a difference)
I would like a card clearing house to take the payment with checking at the lowest cost to me. Hosting is a low margin game when going for speed without over crowding your servers.
Worldpay - £100 setup fee and annual fee of £160.00
Nocheq - £20 monthly
Paypal - I no longer want to use
Protx ive never used so cant comment
Any others with very low or no monthly charges or setup
2CO is an IPSP (internet payment service provider) - you use their merchant account to accept and process credit card payments.
You might also check out WorldPay. Some people prefer them as an IPSP.
For a merchant account - check out Barclay's, HSBC, Lloyd's of London. (I never can remember which one supports what country.) An electronic payment gateway for you to review would be protx. They could help you get set up with a merchant account.
Braven, it would probably have been better to start your own thread especially since you are in another location. Versign won't work because Paypal bought the Payflow gateway actually. And Payflow is an electronic payment gateway (like LinkPoint and Authorize.net). These gateways are compatible with United States merchant account providers. And to get a United States merchannt account, you need at least: United States bank account, United States address, United States phone number. to at least be considered for a United States merchant account.
2CO might support your company. Another is WorldPay as well. Failing that, check with your local bank to see what type of e-commerce solution that might provide.