Did'nt like the text and header area: not unified at all - same with the navbar on the left. (Also, blue links within the <p>'s are virtually invisible on black!)
I've studied at home for about 5 months now - first digesting E. Castro's "HTML (xhtml & css) for the World Wide Web"; then taking notes from my notes 'til it was "distilled" and understood. Now, I get to just 'play' with the fun stuff / try new things!
For design; I'd suggest TSW WebCoder4 - it's free, plus you have to know what you're doing - but a helluva lot easier than Notepad for placing images! - DON'T use QuickEdit if you try it, tho...will screw with the code, despite giving you the WYSIWYG 'safety net'!